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It’s Medicare Open Enrollment Period: Are You Ready?

Now that it’s Medicare’s Annual Election Period (AEP) you can switch your Part D or Medicare Advantage plan. Also known as open enrollment, it happens every year from October 15 to December 7, for a plan taking effect January 1. During Medicare Open Enrollment 2018 you cannot do the following: Join Part B, unless you […]

Four things to know about Medicare Open Enrollment

Medicare’s Annual Election Period (AEP), also known as open enrollment, happens every year from October 15 to December 7. Here are four things to consider about this Annual Election Period. After you read this give us a call with your questions. 1) Medicare Open Enrollment is for Switching Plans Medicare Annual Election Period Open Enrollment […]

It’s Time to Take a Walk!

Instead of being a nation of people that sit around, the U.S. Surgeon General, Dr. Vivek Murthy, wants Americans to get out and walk. Why walking? Fewer than half of all U.S. adults get enough physical activity to reduce their risk of chronic disease. Physical inactivity contributes to heart and lung disease, diabetes and cancer, […]

September is Life Insurance Awareness Month

September is Life Insurance Awareness Month, the perfect time to learn about the importance of safeguarding your loved ones’ financial futures. No one likes to think about “what if.” What if something happens to you? What if something happens to your partner or parents? You need to consider how your family would do financially if, […]

Protect Yourself From Health Insurance Fraud and Scams

As you already know, it’s imperative that you protect your credit card and Social Security number. However, it’s also important that you are equally careful about sharing your private health data. Your best protection against health insurance fraud and scams is being informed. Here are a few things to consider to protect yourself and your […]

How Do Drug Formularies and Drug Tiers Work?

Every health insurance plan comes with prescription drug coverage. Whether you need to treat poison ivy, a back pain, or chronic high blood pressure, there’s a prescription for you. But, not every health insurance plan covers every prescription, and if you’re not careful, you may end up paying a lot out of pocket for drugs. […]

ER or Urgent Care – which makes sense for what emergency

It has happened to all of us – an illness, an injury or you wake up in the middle of the night with intense abdominal pain. When something like this occurs, we’re often unsure about where to go for medical care, especially if the symptoms seem severe and our regular doctor’s office is closed. While […]

Checking Up on Your Annual Health Check-Ups

Whether you’re getting your annual wellness exam or having your cholesterol checked, it’s important to keep up with your recommended screenings in order to catch small health problems before they become big ones. Make sure you get all of your annual health check-ups and exams. If you still need some additional tests, make your appointments […]

Understanding each other’s end-of-live wishes – a difficult but helpful conversation

Talking with your loved ones openly and honestly, before a medical crisis happens, gives everyone a shared understanding about what matters most to you at the end of life. Why talking matters Sharing your wishes for end-of-life care can bring you closer to the people you love. It’s critically important. And, no matter how difficult, […]

Summer Safety

For many of us the Memorial Day weekend is the start of the summer activities, which means more time outside enjoying all sorts of activities.  Here are some safety tips that we put together to help you stay safe this summer. Beat the Heat ​Did you know your body is constantly struggling to disperse the […]

Turning 65? What You Need to Know about Signing up for Medicare

On Jan. 1, 2011, the first of the 78 million baby boomers turned 65. Since then another 10,000 boomers a day will reportedly reach that milestone between now and 2030. If you are about to turn 65, then it is time to think about Medicare. Delaying your enrollment can result in penalties, so it is […]

The Smart Home: What is that?

When you’re not home, do you worry if you left the iron on? Or, if you turned the coffee maker off? Did you set the security alarm? With a smart home, you could quiet all of these worries with a quick glance at your smartphone or tablet. You could connect the devices and appliances in […]

Important definitions to help you understand your life Insurance

When you are looking for the right life insurance policy it’s important to understand the insurance terms and what they mean. We know insurance can be confusing. We want to help remove some of that confusion. Policyholder – A policyholder is usually synonymous with life insured except in a few cases. For example, when parents […]

Why an Insurance Agent Makes a Difference When Buying an Insurance Plan

Buying Medicare health insurance, an individual health, life, homeowners’ insurance plan can be complicated. There are so many details and decisions to make. That’s why it helps to have an expert on your side. That expert, is me, your insurance agent.  My role is to help you through the insurance buying process. I know there […]

Preparing For an Emergency

Things happen. We all know that. But are you and your family prepared in case there is an emergency at home or work. It’s important to have an emergency response plan, especially for the places you and your family go to the most. Here are some suggestions you can do now that can make a […]